Checking Accounts

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Checking Accounts Now Paying Dividends

You will notice on your December 31, 2004 account statement that you are again earning dividends on your share draft balances each quarter.

As in the past, the dividend will be posted on the last day of each quarter based on your average daily balance. $100.00 is the minimum balance required to earn the stated dividend.

We thank you for your continued support during the recent economic times. The economy seems to have taken a slight turn for the better and it is exciting to again see our members coming to us with their financial needs. The past couple of years have been quite lonely in our loan department as many of you have not been in the position to acquire new things because of the uncertainty of your income, jobs or other factors effecting your decisions.

Now that things are a little better, please do not hesitate to call on us when you have borrowing needs. We have several new lending programs in place to help you. Our new Property Improvement Loan is a painless way to borrow for any home improvement needs you may have for your residence or even vacation or business property without the need to place a lien on your property. Our Credit Union Home Loan Center has many options when you are in the market for either a new home purchase or just refinance of your existing home. We continue to have affordable vehicle loans as well as recreational vehicle and unsecured loans for you. Don’t forget to apply for your Line of Credit to act as overdraft protection for your checking account with us. Our Visa credit card still has a low fixed rate of 9.99% for all purchases and cash advances as well as no fee for cash advance. See us about one of these products when you open those department store credit card bills that will be arriving shortly after the holiday.

As competition grows in the financial market, we strive to be the friendliest, most personal place for you to do your banking, whether that is for your savings, checking or borrowing needs. Please see us before you make that final decision so we can show you how much we care.